Virginia Beach shows up in the number 10 spot on the list. Costing just $2,044.06 a year to insure a 2014 Mustang GT, and with gas costing 3.27 per gallon, Virginia Beach is a pretty affordable place to own a sports car. However, while there are just 17.8 police officers per 10,000 residents in Virginia, Nerdwallet notes that Esurance ranks the state No. 7 on its most-ticketed list.