You can’t hide your vehicle’s history from insurance companies either. For example, those who have a salvage vehicle that isn’t eligible for comprehensive coverage may want to keep that information a secret.
However insurance companies can pull up a CarFax or vehicle history report using your car’s VIN, just like a used car buyer.
“They won’t check every car,” says Thomas, “I’d imagine they do it randomly.”
This kind of information may also pop up during a vehicle inspection.
