Can You Purchase a VehicleOne Warranty in 2020?

VehicleOne Warranty Highlights

VehicleOne is a subsidiary of Ally Financial, one of the largest banks and vehicle financing companies in the US. According to the VehicleOne warranty website, the company is still servicing customers that have already purchased warranties. However, drivers looking for new extended car warranty protection are encouraged to check out Ally Premier Protection services, which is another product offered by Ally Financial.

All new vehicles come with a manufacturer warranty that covers repairs for the first few years of your vehicle’s life. But once your factory warranty expires, you’re on your own to cover potentially costly repairs. Auto service contracts can come in handy to protect your budget if your car breaks down.

VehicleOne Warranty Coverage

New customers interested in a VehicleOne warranty will be directed to consider Ally Premier Protection. Ally Premier Protection offers three levels of coverage: Major Guard^®, Value Guard, and Basic Guard. Here’s a breakdown of each coverage plan:

Ally Premier Protection also offers guaranteed asset protection (GAP) coverage, which was previously a VehicleOne warranty product as well. If your financed vehicle is deemed a total loss after an accident, this type of coverage protects you from having to pay the difference between what insurance covers and your outstanding balance out of pocket.

Ally Premier Protection plans come with the same perks as were offered with a VehicleOne warranty, including:

• No deductible
• 24-month payment terms with 0-percent financing
• Transferable coverage
• Protection for standard and hybrid vehicles up to 20 years old

Existing VehicleOne warranty customers may have coverage that looks similar to Ally Premier Protection Plans. These are the four levels of coverage that were offered for a VehicleOne extended warranty:

• VehicleOne Premium: Coverage for most mechanical and electrical vehicle components that were installed or supplied by the vehicle manufacturer
• VehicleOne Select: Coverage for 11 major vehicle components and systems
• Vehicle Major: Coverage for eight specific vehicle systems, including the powertrain and a few other components
• Vehicle Basic: Coverage for only the basic vehicle powertrain components

VehicleOne Warranty Cost

The average cost of an extended car warranty is about $2,700. VehicleOne does not share cost information on its website, and neither does Ally Premier Protection. If you reach out to Ally and receive a quote within the average annual cost range, it’s a safe bet that you’re getting a fair price for coverage.

Some things that will influence the cost of your Ally Premier Protection plan cost include:

• Where you are located
• The year, make, and model of your car
• The number of miles on your odometer
• The level of coverage you choose

Quotes and Claims Processes

VehicleOne is not taking new customers at the moment. Motorists looking for VehicleOne warranty coverage are encouraged to check out Ally Protection Premier. Because these contracts are only sold through car dealers, consumers cannot get quotes directly from Ally. You can call Ally’s help desk at 866-766-4622 to find participating dealerships near you.

To file a VehicleOne warranty claim, call 800-631-5590. If your car has broken down and you need roadside assistance from VehicleOne, call 866-215-7087.

VehicleOne Warranty Ratings and Reviews

Ally Financial has been active in the automotive industry for over 35 years and currently has an A+ Better Business Bureau (BBB) rating, which bodes well for the trustworthiness and business tactics of VehicleOne and Ally Premier Protection. However, Ally Financial only has a 1.2 out of 5.0-star customer rating on the BBB, which is based on over 200 reviews. 

Ally Financial’s positive customer reviews on the BBB site detail long-term satisfaction and loyalty. Negative customer reviews report instances of damaged credit scores after having worked with Ally and unexplained charges on accounts.

Although a mix of positive and negative reviews are to be expected for an extended car warranty provider, Ally Financial’s customer reviews are especially alarming. However, because Ally offers so many services, it’s hard to judge the satisfaction of the company’s auto customers alone.

VehicleOne Warranty: 3.3 Stars

We rate Ally’s VehicleOne warranty and the Ally Premier Protection plans at 3.3 out of 5.0 stars. VehicleOne’s existing clients had comprehensive coverage options to choose from when they signed up, but the brand is not currently taking on new clients. Customers looking to get VehicleOne warranty coverage are encouraged to go to another vehicle service contract administrator or check out Ally Premier Protection.

Parent company Ally Financial has a strong industry reputation, but customers report negative impacts on their credit scores after working with Ally, which is concerning. If a VehicleOne warranty or Ally Premier Protection isn’t the right fit for you, look into some of our top recommendations for extended car warranties below.

Top Recommendations for Extended Car Warranties

Our research team evaluated each major car warranty provider on the market and found Endurance and CarShield to have some of the industry’s best plans, customer service reputations, and pricing.

Endurance: Best Coverage

Endurance has some of the best coverage available today. The company has been in business for over 14 years, and drivers with Endurance extended warranties report overall positive customer service experiences.

Endurance plans come in five coverage levels:

Through its Elite Membership program, Endurance also offers the best benefits of any extended warranty provider, including:

• 24/7 emergency roadside services
• Rental car reimbursement
• Trip interruption coverage
• Repair financing
• Tire repairs and replacements
• Key fob replacements
• Member rewards
• Identity theft protection

Learn more in our full Endurance warranty review. To see what an Endurance extended warranty would cost for your vehicle, use the buttons below.

★★★★★ Endurance is our pick for best direct provider with its comprehensive coverage options.

Get Quote (877) 374-1840 use code ‘xyz’ for $350 off

CarShield: Best Budget Warranty

Popular extended warranty provider CarShield offers low prices for new and used vehicles. The company is also one of the only providers to have a protection plan for motorcycles and all-terrain vehicles.

CarShield has five comprehensive levels of coverage for cars:

Some benefits that come with all CarShield extended warranties include:

• Rental car reimbursement
• Courtesy towing
• 24/7 roadside assistance

You can read more about this provider in our comprehensive CarShield review, and get a free, personalized quote by clicking below.

★★★★½ Our research found this provider to be the most affordable. Plus, it offers monthly plans.

Get Quote (800) 563-2761 Special monthly plan