10 Things Your Insurance Company Knows About You

10. If you're using your car for business

Can your insurance provider find out if you’ve been using your car for commercial reasons? Not unless you tell them, or if a claim happens while you’ve been using the car for a non-personal reason.

“When I was an underwriter, I had a case of a client who picked up a pizza delivery job,” says Thomas. “But when he got into an accident during the job, we had to deny his coverage because he didn’t explain that’s how he was going to use his vehicle.”

Thomas also warns against saying a vehicle is used for personal reasons, but features branding for your business. You may find yourself without coverage or have your claim denied.