Top 10 Cheapest States for Car Insurance

10. Arizona - $1,227 Average Annual Premium

Thinking of moving to another state and curious what insurance premiums might run you?

Insure.com has released its 2013 study that compared state-by-state annual insurance premiums based on insurance for a single, 40-year-old male who commutes 12 miles to work each day. Policy limits were set at $100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage. The rates assumed the driver has a clean record and good credit and includes uninsured motorist coverage with a $500 deductible on collision and comprehensive coverage.

Kicking off the list is Arizona, with an average annual premium of $1,227. Nearly 6.5-million people live in the state, with its largest city being its capital, Phoenix. Public transportation is plentiful in the major metropolitan areas including Phoenix and Tucson while a light rail system known as the Valley Metro Light Rail connects Central Phoenix with the nearby cities of Mesa and Tempe.