Top 10 Cheapest States for Car Insurance

1. Maine - $934 Average Annual Premium

Coming in as the cheapest state to get car insurance is Maine, with an average annual premium of just $934. Of course a major factor to Maine’s low insurance rates is it being so rural with very little city driving. Other factors that attribute to the cheap insurance premiums are the state’s tight restrictions on young drivers and its graduated licensing program. Maine is home to about 1.3-million residents.